Business Rules, Guide and Templates

Table of Contents

CAPITAL SYSTEMS
INVESTMENT CAPITAL
BUSINESS TIERS AND SELLING POWER
WARES PRICING AND EXPENSES
TRADE RIGHTS TAXES AND EXPORTING
SELLING SERVICES
CLOSING A BUSINESS
TEMPLATES
CREDITS

Businesses make up the ninja world in many facets. They play a crucial role in supporting the economy and meeting the diverse needs of individuals and communities. Whether it's a small ramen shop, a specialized shinobi equipment store, or a larger enterprise, businesses can thrive within the ninja world. To start a business, one does not necessarily need to be part of a village system; it can be done independently. This guide overviews the process and considerations for starting a business in the ninja world.




Businesses operate using Ryo-like characters. However, this ryo must be invested in or backed in some capacity. This is to limit the flow of ryo into businesses to be attempted to be taken out as businesses operate with two capital types: Investment and Produced. Investment Capital is what is used to upgrade and improve businesses. Produced Capital is the business's success in giving back to the operators and owners. The Capital System works to tier businesses that help restrict and streamline goods available within the world's overall business capacity.

Businesses produce capital as they operate. Since there are no upkeep costs, this capital is slow to grow and build up as the business will produce capital based on the tier that it is at; as such, a Tier 7 business will produce more than a Tier 2 business. The rate at which a business produces capital is weekly at a rate of 1% of the business’ Investment Capital. A Tier 1 business will produce 200 Produced Capital weekly that must be claimed by the business owner or operator if being run by someone else. Backpay is allowed just like villages and characters. Businesses also generate Produced Capital when selling items. Sold items will produce 10% of their selling value as Produced Capital so that if an item sells for 5,000 Ryo, the business produces 500 Produced Capital.

Produced Capital can be spent to upgrade the business just like Investment Capital, the section below. The rate at which produced capital helps to upgrade a business is 5x the amount. 100 Produced Capital is worth 500 Investment Capital when used to purchase upgrades or improve the business tier. Produced Capital can also be cashed out; however, at 1/2 the amount: 100, Produced Capital can be exchanged for 50 ryo. Produced Capital can also be spent when producing items at a 1 to 1 Ryo rate; this will be described later.

On an NRPG, a player is limited to 3 Businesses, with 1 Business per character.

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Investment Capital works like ryo on a base level when compared to characters. To purchase a business, ryo must be used to purchase the capital. This is also the method to upgrade the business from tier to tier, as the cost to start/upgrade a business differs from each tier to the next. To purchase a business, a person must invest 20,000 ryo to receive 20,000 capital. Once purchased, the business will retain that amount of Investment Capital. To move to the next tier, one would need to invest the difference, such as to go from Tier 1 to Tier 2, the owners or investors must purchase 10,000 capital for 10,000 ryo.

Businesses founded outside the village system operate on a similar tier; however, the cost of capital is higher due to less structure outside the villages. These businesses can be created by anyone, including shinobi or citizens of villages, but require 50% more ryo to upgrade due to not being within the confines and possible taxation of a village. For a Tier 1 Business, an entrepreneur must invest 30,000 ryo to get 20,000 Investment Capital. Similarly, to upgrade from Tier 1 to Tier 2, they must purchase 10,000 Investment Capital by spending 15,000 ryo. With the increased cost to create a business outside of a structured village, there is some benefit as their price setting limit is doubled at each tier. A Tier 1 Business can sell items up to 5,000 ryo.

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The following shows the limits of prices your shop can have with a certain capital:

Local Shops: Some populations nearby the location of the business are aware of the business.

• Tier 1: 20,000 capital - Can sell stuff for up to 2,500 ryo - Small stall in a market
  
• Tier 2: 30,000 capital - Can sell stuff for up to 5,000 ryo - Larger stall
  
• Tier 3: 40,000 capital - Can sell stuff for up to 7,500 ryo - Small one-room shop on the ground level
  

Businesses in this tier can be located inside Village Settlements and Safehouses.

Village Prime-Time Shops: Most populations nearby the location of the business are aware of the business.

• Tier 4: 70,000 capital - Can sell stuff for up to 12,500 ryo - Larger two/three-room shop
  
• Tier 5: 100,000 capital - Can sell stuff for up to 17,500 ryo - Whole ground floor, including a room for storage
  

Businesses in this tier can be located inside Minor Villages, Crime Dens, and Criminal Safehavens.

Global Enterprises: All populations nearby the location of the business are aware of the business, and other major villages have heard of the business even if they do not know directly about the business.

• Tier 6: 200,000 capital - Can sell stuff for up to 30,000 ryo - Two floors, or a separate building, enough space to produce and store
  
• Tier 7: 300,000 capital - Can sell for any price - Bigger, like a small mansion, with lots of space for storage and production
  

Businesses in this tier can be located inside Major Villages and Illicit Sanctuaries.

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Businesses have two options to stock their shop through their wares. Typically wares can be any non-unique item that your character created, had a hand in making, or could easily produce through the few crafting skills within the forum. However, characters who have produced unique items and are willing to reproduce said items may also list these in your business for sale to others. Even items that your character owns are available to be listed for sale. For non-unique items to be sold, the character must have the item on themselves or can make them through a thread to be sold if a request to purchase is made.

Pricing items will vary from shop to shop and from business to business.  A business selling an item normally wouldn’t price it higher as customers that tend to go to them would not likely have a chance to purchase a limited item from said business. Regarding setting prices, each business has a limited price based on the tier their business is operating at. This is a system that the villages use to avoid a business lacking in capital backing from producing or selling goods too far out of the standard for which they are supposed to be operating. As shown above, any items listed cannot have prices higher than the shop's limit.

Businesses have two options for producing wares. Option 1 is through reselling items. That can be through purchasing an item from a base shop available for anyone to purchase from and sell to others, such as buying bulk kunai and reselling in your store. Otherwise, instead of buying goods, you can sell items you've gained on your travels, ill-gotten or not. Option 2 is through crafting items. This can be done as aforementioned through the crafting system that is present through the crafting skills such as Blacksmith, Apothecary, and Puppeteer skills that are available for characters to take. As such, any item sold through the crafting methodology would require an appropriate thread of which the items being purchased would be made to order.

Businesses that do not have the skill to craft or create products may spend Produced Capital to help produce and create items. Each Tier of business falls under one of three categories. Each category not only describes the broad reach of the business type of business but also details how much expenses the business operates under. For businesses to produce wares, they must expend Produced Capital to create the item based on the following:

• Local Shops produce items at 50% of the cost using Produced Capital.
  
• Village Prime-Time Shops produce items at 35% of cost using Produced Capital
  
• Global Enterprises produce items at 20% of cost using Produced Capital
  

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Each village has its restrictions and taxation for business. Trade rights granted within a village allow the sale of goods within that village. Depending on investments made by the village or individuals, some restrictions or percentages of profit may be claimable by different individuals or by the village the business was founded in. Though each business model is different, it is not unheard of to see low taxes on sales or profits to make businesses liked by the village. In return, villages sometimes invest in businesses that make the village more ryo.

While in operation, businesses within villages are accessible to anyone within the village, be it denizens or guests. To be accessible to other markets, trade agreements with other villages must be signed by both village leaders before access to businesses in respective villages are equally accessible between the two. Typically within the agreement, a percentile tax is agreed upon that gets added to the prices of goods taken by the village and placed within the coffers/vaults. Businesses outside villages are openly accessible to any who travels to them or through other means to make purchases.

Upon achieving Tiers 6 and 7, businesses are accessible to other Major Villages and Illicit Sanctuaries. The wares and services sold by these businesses are also available to other locations worldwide as long as some trade agreement or sanction between governing bodies, such as a village being subjugated or assimilated by a larger one, receive access to these businesses. Missing-Nin and Vagabond Hideouts equally follow this restriction. They would likely need to strike a deal to access these businesses if they are not at the Illicit Sanctuary tier. Otherwise, they would need to go to a place with access to these goods and services. Purchasing from a location where a business is not located incurs a 5% shipping cost for the item or service. This rate is flat unless the bodies that the trade route would go through agree on different terms.

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Services are treated as wares, except there is no base price for the service itself! The business is the one that sets the price, and customers can negotiate it if they so please to do so. All services are subject to price differences due to ease, accessibility of what is being asked of the service, or simply the business’ whims. Some services may not make sense for a business, but it ultimately is up to the business to provide them how they see fit! Remember that some services may be easier for your character to do over a business. Likewise, a business may add extra costs to services due to a unique facet or ability they may possess to allow for better results of said services.

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Should a business not be profitable or the owners/operators wish to continue no longer running the business, there are a few avenues to proceed. The first option would be to sell the business to another individual to take ownership. This can be done and approved at any cost desired between the selling and buying parties. At a minimum, 10% of Invested Capital is required to transfer ownership of the business, but businesses can be sold at other higher amounts. The second option is to sell out the capital and permanently close the business. Doing so will return 20% of Invested Capital to be split equally amongst all owning/operating bodies involved in the business. Lastly, a business can be relocated, thus closing in its original form and reopening elsewhere. This can be done with either a mutual agreement between villages to relocate the business, though it would be up to the village leaders on what it would cost the village or business to relocate itself. The second option would be to work with the Trader Guild by providing 20% of the business’ Invested in ryo to broker the deal and allow the business to move.

It is noted that any Produced Capital is auto-converted to ryo upon permanent sale/closure of a business. It is up to the owners/operators to claim said ryo.

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Business Application Template

Below is a sample template with a description of the business application.

Name: The name of your business.
Owner(s)/Operator(s): Who owns/operates this business?
Backstory: How did the business come to be?
Location: Where your business is located.
Appearance: What your business looks like.

Startup Tier: What tier is your business starting as?
Business Plan: Briefly outline how you plan to make a profit using your business.
Investors: List any characters or villages that have invested in your business here
Investors Policies: List any stipulations that were made in starting this business here
Types of Wares/Services and Prices: List all wares and services you plan to sell from your business and the price range for which you plan to sell them.

Code:

[color=#ffffcc][b]Name:[/b] [/color]The name of your business.
[b][color=#ffffcc]Owner(s)/Operator(s):[/color][/b] Who owns/operates this business?
[color=#ffffcc][b]Backstory:[/b] [/color]How did the business come to be?
[color=#ffffcc][b]Location:[/b] [/color]Where your business is located.
[color=#ffffcc][b]Appearance:[/b] [/color]What your business looks like.

[b][color=#0099ff]Startup Tier:[/color][/b] What tier is your business starting as?
[color=#0099ff][b]Business Plan:[/b] [/color]Briefly outline how you plan to make a profit using your business.
[color=#0099ff][b]Investors:[/b] [/color]List any characters or villages that have invested in your business here
[color=#0099ff][b]Investors Policies:[/b] [/color]List any stipulations that were made in starting this business here
[color=#0099ff][b]Types of Wares/Services and Prices:[/b] [/color]List all wares and services you plan to sell from your business and the price range for which you plan to sell them.

Active Business Template

Once approved, a business must submit an Active Business Profile, or ABP, to track business transactions and Produced Capital gains. Below is the template for that. Any business changes must be dated within the ABP via post under the initial post for record keeping. Approval from staff is not needed though a request to audit may occur if it is believed that there has been abuse.

Name: The name of your business.
Owner(s)/Operator(s): Who owns/operates this business?
Backstory: How did the business come to be?
Location: Where your business is located.
Appearance: What your business looks like.

Active Tier: What tier is your business currently at?
Current Produced Capital Amount: However much-produced capital the business has available.
Investors: List any characters or villages that have invested in your business here
Investors Policies: List any stipulations that were made in starting this business here
Current Wares and Prices: List all wares being sold by your business and the price associated with them.
Current Services and Prices: List all services your business sells and their associated price.

Code:

[color=#ffff99][b]Name:[/b] [/color]The name of your business.
[b][color=#ffff99]Owner(s)/Operator(s):[/color][/b] Who owns/operates this business?
[color=#ffff99][b]Backstory:[/b] [/color]How did the business come to be?
[color=#ffff99][b]Location:[/b] [/color]Where your business is located.
[b][color=#ffff99]Appearance:[/color][/b] What your business looks like.

[color=#0099ff][b]Active Tier:[/b] [/color]What tier is your business currently at?
[color=#0099ff][b]Current Investment Capital Amount:[/b] [/color]However much-investment capital the business has aqcuired.
[color=#0099ff][b]Current Produced Capital Amount:[/b] [/color]However much-produced capital the business has available.
[b][color=#0099ff]Investors:[/color][/b] List any characters or villages that have invested in your business here
[b][color=#0099ff]Investors Policies:[/color][/b] List any stipulations that were made in starting this business here
[color=#0099ff][b]Current Wares and Prices:[/b] [/color]List all wares being sold by your business and the price associated with them.
[color=#0099ff][b]Current Services and Prices:[/b] [/color]List all services your business sells and their associated price.

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Acefire, Guren, and Ayato have contributed to developing this business guide for the ninja world. Their feedback, hard work, collaboration, and coding have been instrumental in creating a comprehensive resource for aspiring entrepreneurs within the ninja world. We sincerely thank them for their contributions, dedication, and commitment to supporting the entrepreneurial spirit within the ninja world.

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